Pension check

This calculator allows you to easily check your pension. It compares your pension income with your living expenses in old age. If there is a shortfall, it calculates the capital required at retirement to close this gap. The necessary capital is compared with the assets available at retirement (disposable assets and pension assets). This gives you the capital requirement at retirement.

After a quick entry with approximate values for calculating the AHV and BVG pensions (based on AHV scale 44 and BVG minimum), the result can be refined in a further step by entering detailed data. The retirement age (early retirement) and the capital withdrawal from the pension fund (pension vs. capital) can be flexibly adjusted for simulation purposes.